2015 H.S. 2nd Year BANKING Question Paper



2015
BANKING
Full Marks: 100
Pass Marks: 30
Time: 3 hours
The figures in the origin indicate full marks for the questions


Q. No. 1 carries a mark each           1 X 8 = 8
Q. No. 2-6 carry 2 marks each         2 X 5 = 10
Q. No. 7-11 carry 3 marks each       3 X 5 = 15
Q. No. 12-18 carry 5 marks each     5 X 7 = 35
Q. No. 19-22 carry 8 marks each     8 X 4 = 32
Total      = 100

1. Answer as directed:                   1x 8 = 8
(a) What was the previous name of State Bank of India?
(b) Which method is adopted by the Reserve Bank of India for issuing notes?
(c)  What is Mutual Fund?
(d) The IMF came into existence in the year____. (Fill in the gap)
(e) Write the full form of SIDC.
(f) Give an example of Negotiable instrument.
(g) Governor of RBI is appointed for a period of 4/5/10 years. (Choose the correct answer)
(h) What is Bank rate?

2. Name any two central banking functions performed by the State Bank of India. 2

3. What is full reserve system of note issue?       2

4. Name two sub market of Indian money market.   2

5. Who is collecting banker?   2

6. Define holder under section 8 of the negotiable instrument Act, 1881. 2

7. Briefly explain the agency services rendered by commercial banks.     3

8. State the meaning of non-banking financial institutions with example.  3

9. Write a brief note about stock exchange.  3   

Or

Write a brief note on money market.      3
10. State the condition for dishonor of cheque. 3


Or

Explain the meaning of the term material alteration of cheque with illustrations.    3

11. State any three difference between promissory note and cheque.   3

Or

Draw a specimen copy of a promissory note.      3

12. What are the main objectives of IMF?  5

13. Explain the five function of SBI.          5

Or

Discuss the main objectives and achievements of bank nationalization in India. 5

14. Discuss about the institution participating in the Indian money market.  5      

Or

Discuss the objectives of NABARD.  5

15.Who is paying banker? State the precautions of banker should take before paying a cheque?  5

16.Difference between cheque and bank draft.                5

17. Mention five features of Indian capital market.          5

18. Discuss the functions of RBI as banker for government and commercial banks.  5

19. Discuss the evolution and growth of commercial banking in India.   8

Or

What is financial market? Mention the name of the various kinds of market. Explain any of them. 8

20. What is negotiable instrument? What are essential features of negotiable instrument? 8

Or

Define Hundi. Discuss the different types of Hundi.  8

21.What is lead bank scheme? State the effects of this scheme. 8

Or

Discuss the principles of sound lending to be followed by commercial bank. 8

22. What is central bank? Discuss the traditional functions of RBI.  8

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