2016 H.S. 2nd Year BANKING Question Paper


2016
BANKING
Full Marks: 100
Pass Marks: 30
Time: 3 hours
The figures in the origin indicate full marks for the questions

Q. No. 1 carries a mark each            1 X 8 = 8
Q. No. 2-6 carry 2 marks each         2 X 5 = 10
Q. No. 7-11 carry 3 marks each       3 X 5 = 15
Q. No. 12-18 carry 5 marks each      5 X 7 = 35
Q. No. 19-22 carry 8 marks each      8 X 4 = 32
Total   = 100


1. (a) Which is the first Development Bank established in India?            1
(b) What is primary market?       1
(c) In which year fourteen Indian commercial banks were nationalized?    1
(d) What do you mean by scheduled bank?         1
(e) Capital market is the market for long-term fund. (State whether True or False)   1
(f) Write the full form of MMMF .            1
(g) A collecting banker can claim statutory protection only in the case of _______ cheque.  (Fill up the blank)      1
(h) What is Statutory liquidity ratio?        1

2. Name two departments of the RBI.      2

3. State the minimum reserve system of note issue.    2

4. Who can cross a cheque?      2

5. What is the meaning of cash credit?          2

6. Define endorsement.          2

7. State the meaning of development bank with example.   3

8. Briefly explain the utility services rendered by the commercial bank.     3

9. Write a brief note on capital market.        3

Or

 Write a short note on foreign exchange market.     3

10. Draw a specimen of blank cheque.    3

11. State any three differences between bill of exchange and promissory note.  3

12. What are the objectives of World Bank? (IBRD)     5

13. Mention five advantages and disadvantages of branch banking system.  5

14. Discuss five features of Indian money market.    5

Or

What are the difference between money market and capital market.   5

15. Write about the five essential elements of valid endorsement.   5

Or

Explain briefly about different types of crossing with example.  5

16. Examine the statutory protections provided to a collecting banker under the negotiable instrument Act, 1881.      5

17. Discuss briefly about different types of loans and advances granted by a commercial bank. 5

18. Explain the functions of stock exchange. 5

19. Explain the traditional functions of the RBI.  8

Or

State the meaning of cash reserve. Distinguish between cash balance and cash reserve. 8

20. Discuss the principles followed by the commercial banks in investing its fund in securities. 8

21. Explain the role and functions of non-banking financial institutions. 8

Or

Discuss the role of the state bank of India in Indian economy. 8

22. What precautions should be taken by a banker while making payment of a cheque? Explain. 8

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