2017
BANKING
Full Marks: 100
Pass Marks: 30
Time: 3 hours
The figures in the origin indicate full marks
for the questions
Q. No. 1 carries a mark each
1 X 8 = 8
Q. No. 2-6 carry 2 marks each 2
X 5 = 10
Q. No. 7-11 carry 3 marks each 3
X 5 = 15
Q. No. 12-18 carry 5 marks each 5 X
7 = 35
Q. No. 19-22 carry 8 marks each 8 X
4 = 32
Total =
100
1.(a) In which year Lead Bank Scheme was
introduced? 1
(b) What do you mean by unit banking? 1
(c) Write the full form of NBFI. 1
(d) What is Secondary Market? 1
(e) The word ‘Hundi’ is borrowed from Sanskrit
word _____ which means ‘to collect.’ 1
(f) Money market is the market for short terms
fund. (state whether True or False) 1
(g) Asian Development Bank was established in
1956/1960/1966. (Choose the correct answer) 1
(h) ______ is the apex monetary institution of
India. 1
2. Name the two non-banking financial
institutions of India. 2
3. What is bank rate? 2
4. What is mutual fund? 2
5. Name two submarkets of Indian money
market. 2
6. Who is collecting banker? 2
7. Discuss the various agency services
rendered by commercial bank. 3
8. Write a brief note about the money
market? 3
9. What are the main objectives of IMF? 3
10. State any three difference between
bill of exchange and cheque. 3
11. Draw a specimen copy of bill of
exchange. 3
Or
Give an account of the presidency bank
of India. 3
12. Discuss the evolution and growth of
commercial banking in India. 5
Or
Explain briefly the system of issuing
currency notes by the RBI. 5
13. Discuss about the institutions
participating in the Indian money market. 5
14. What are the main objectives of
nationalization of banks? 5
Or
What are the basic functions of state
bank of india? 5
15. Explain the circumstances under
which a bank can dishonor cheque. 5
16. Discuss the objectives and functions
of NABARD. 5
17. Write short note about the social
control of commercial bank. 5
Or
Write short note about lender of last
resort. 5
18. Give the meaning of liquidity. State
the factors that affect cash reserve of commercial bank. 5
Or
Mention six functions of the RBI.
Explain any two functions of RBI. 5
19. Who is paying banker? Explain the
protection available to paying banker. 2+6= 8
20. Discuss the principles of sound
investment policy of commercial bank. 8
21. Show the differences between
overdraft, cash credit and loan of commercial bank. 8
Or
Define negotiable instrument. Discuss
the characteristics of the negotiable instrument. 8
22. Give the meaning of development
bank. Explain the characteristics or features of development bank. 2+6=8
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