2019
BANKING
Full Marks: 100
Pass Marks: 30
Time: 3 hours
The figures in the origin indicate full marks
for the questions
Q. No. 1 carries a mark each
1 X 8 = 8
Q. No. 2-6 carry 2 marks each 2
X 5 = 10
Q. No. 7-11 carry 3 marks each 3 X 5 =
15
Q. No. 12-18 carry 5 marks each 5 X 7
= 35
Q. No. 19-22 carry 8 marks each 8 X 4
= 32
Tota =
100
1.(a) In which year Punjab National Bank was
established? 1
(b) What do you mean by ‘Group Banking’? 1
(c) Write the full form of SIDBI. 1
(d) Since which year the RBI has been issuing
notes based on Minimum Reserve System? 1
(e) NSE was set up in the year
1992/1993/1994/1995. 1
(f) Commercial banks are the main lenders in
money market. 1
(g) A ‘Not-Negotiable’ crossing cheque
can/cannot be transferred. 1
(h) Give an example of Material
alteration. 1
2. What is public sector bank? 2
3. Mention two prohibitory functions of
RBI. 2
4. State any two functions of stock
exchange. 2
5. Who can cross a cheque? 2
6. State the meaning of bank draft. 2
7. What is ‘payment in due course’? 3
8. State any three differences between
promissory note and cheque. 3
9. Write a note on scheduled bank. 3
10. What are the various sub-markets of
money market? 3
11. What are the main functions of World
Bank? 3
Or
Describe briefly about statutory
liquidity ratio. 3
12. What are the main achievements of
nationalization of banks in India? 5
Or
Write a brief note on state bank of
India. 5
13. What are the different functions
performed by RBI as a banker of government. 5
14. Show the difference between capital
market and money market. 5
Or
Mention
five advantages of mutual funds. 5
15. Discuss the advantages of internet
banking. 5
16. Explain the position of collecting
banker as holder of value. 5
17. Distinguish between Endorsement in
bank and special Endorsement. 5
Or
Write a note on non-banking financial
institutions. 5
18. Discuss the objectives and functions
of LICI. 5
Or
Discuss various sources of bank’s own
fund. 5
19. Discuss the general utility services
rendered by commercial bank. 8
Or
Write the distinction between RBI and
commercial bank. 8
20. Discuss the circumstances under
which the paying banker can refuse payment of customer’s cheque. 8
21. Discuss the principles followed by
banks in granting loans and advances. 8
22. What are the different types of
financial market? Write a brief note on foreign exchange market? 3+5= 8
Or
What is development bank? Explain the
functions of development bank. 2+6=8
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