2020 H.S. 2nd Year BANKING Question Paper



2020
BANKING
Full Marks: 100
Pass Marks: 30
Time: 3 hours
The figures in the origin indicate full marks for the questions

Q. No. 1 carries a mark each              1 X 8 = 8
Q. No. 2-6 carry 2 marks each           2 X 5 = 10
Q. No. 7-11 carry 3 marks each         3 X 5 = 15
Q. No. 12-18 carry 5 marks each       5 X 7 = 35
Q. No. 19-22 carry 8 marks each       8 X 4 = 32
Total= 100

1.(a) Bank of Bombay was established in the year 1809/1843/1840.   1
(b) How many local boards assist the central Board of RBI?  1
(c) Write the full form of IFCL.    1
(d) What is meant by Non-Banking Financial Institution?                  1
(e) Asian Development Bank gives foreign currency loans. (State True or False)  1
(f) In case of Bill of Exchange, the order must be conditional. (State True or False)   1
(g) What is the main difference between “Scheduled Bank & Non-Scheduled Bank?   1
(h) What is the meaning of marking of a cheque?   1

2. How does commercial bank help in execution of money market?         2

3. Give the meaning of endorsement.    2

4. What is meant by cash credit?    2

5. Write a note on RBI’s role in bank inspection?  2

6. What is meant by sensex?  How many stocks are included in sensex?    2

7. Write three objectives of nationalization of banks in India?   3

8. What are meant by cash reserve ratio and statutory liquidity ratio?  3

9. Write about three types of non-banking financial institutions? 3

10. What are the rights of a holder in due course? 3

11. Write the difference between promissory note and cheque.    3

Or

Write the difference between private sector bank and public sector bank.  3

12. Discuss the features of money market.   5

Or

Discuss the functions of foreign exchange market. 5

13. Discuss the functions of a lead bank.    5

14. What is Hundi? What are its different types?   5

Or
Discuss the duties of a collecting banker.   5

15. Discuss different methods of note issue of central bank.   5

16. What is meant by letter of credit? What are its types?   5

17. Write a note on recent trends in development in commercial banks in India.   5

Or
Discuss the functions of NABARD.   5

18. What is bill of exchange? Write its features.   5

Or

What is international development association (IDA)? What is its procedure of giving loans? 5

19. Discuss the advantages and disadvantages of branch banking.  8

Or

What are the types of capital market? Discuss the functions of capital market. 8

20. Define negotiable instrument. Discuss its characteristics. 8

21. Explain the duties of a paying banker.  8

22. What are the development functions of RBI? Discuss. 8

Or

Discuss the objectives and functions of General Insurance Corporation Of India.      8

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