2019
BANKING
Full Marks 100
Pass Marks 30
Time: 3 Hours
The figure in the margin indicates full marks for the questions
Q. No 1 carries 1 marks each 1x8 =8
Q. Nos 2-6 carry 2 marks each 2x5=10
Q. Nos 7-11 carry 3 marks each 3x5=15
Q. Nos 12-18 carry 5 marks each 5x7= 35
Q. Nos 19-22 carry 8 marks each 8x4 =32
Total = 100
1. (a) In which year Punjab National Bank was established? 1
(b) What do you mean by 'Group Banking'? 1
(c) Write the full Form of SIDBI. 1
(d) Since which year the RBI has been issuing notes based on Minimum Reserve System. 1
(e) NSE was set up in the year1992/1993/1994/1995. 1
(f) Commercial Banks are the main lenders in money market. (State whether true or false) 1
(g) A 'Not-Negotiable' crossing cheque can/cannot be transferred. 1
(h)Give an example of Material Alteration. 1
2. What is Public Sector Bank? 2
3. Mention two prohibitory functions of RBI. 2
4. State any two functions of Stock Exchange. 2
5. Who can cross a cheque? 2
6. State the meaning of 'Bank Draft'.2
7. What is "payment in due course"? 3
8. State any three difference between Promissory Note and Cheque. 3
9. Write a note on
'Scheduled Bank'
3
10. What are the
various sub-markets of money market? 3
11. What are the main
functions of World Bank? 3
Or
Describe briefly about Statutory Liquidity Ratio. 3
12. What are the main
achievements of nationalisation of banks in India. 5
Or
Write a brief note on State Bank of India. 5
13. What are the different functions performed by RBI as a Banker of Government? 5
14. Show the differences
between capital market and money market. 5
Or
Mention five advantages of Mutual Funds. 5
15. Discuss the advantages of Internet Banking. 5
16. Explain the position of collecting banker as holder for value. 5
17. Distinguish between Endorsement in Blank and Special Endorsement. 5
Or
Write a note on Non-Banking Financial Institutions. 5
18. Discuss the objectives and functions of LICI. 5
Or
Discuss various sources of bank’s own fund. 5
19. Discuss the General utility services rendered by commercial banks. 8
Or
20. Discuss the circumstances under which the paying baner can refuse Payment of customer’s cheque. 8
21. Discuss the principles followed by banks in granting loans and advances. 8
22. What are the different types of Financial market? Write a brief note on Foreign Exchange Market. 3+5=8
Or
What is Development Bank?
Explain the functions of Development Banks. 2+6=8
