2019 H.S. 1st Year BANKING Question Paper - myedu365



Full Marks 100

Pass Marks 30

Time: 3 Hours

The figure in the margin indicates full marks for the questions

Q. No 1 carries 1 marks each 1x8 =8

Q. Nos 2-6 carry 2 marks each 2x5=10

Q. Nos 7-11 carry 3 marks each 3x5=15

Q. Nos 12-18 carry 5 marks each 5x7= 35

Q. Nos 19-22 carry 8 marks each 8x4 =32

Total = 100

1. (a) In which year Punjab National Bank was established? 1

(b) What do you mean by 'Group Banking'? 1

(c) Write the full Form of SIDBI. 1

(d) Since which year the RBI has been issuing notes based on Minimum Reserve System. 1

(e) NSE was set up in the year1992/1993/1994/1995. 1

(f) Commercial Banks are the main lenders in money market. (State whether true or false) 1

(g) A 'Not-Negotiable' crossing cheque can/cannot be transferred.  1

(h)Give an example of Material Alteration. 1

2. What is Public Sector Bank? 2

3. Mention two prohibitory functions of RBI. 2

4. State any two functions of Stock Exchange. 2

5. Who can cross a cheque? 2

6. State the meaning of 'Bank Draft'.2

7. What is "payment in due course"? 3

8. State any three difference between Promissory Note and Cheque. 3

9. Write a note on 'Scheduled Bank' 3

10. What are the various sub-markets of money market? 3

11. What are the main functions of World Bank? 3


Describe briefly about Statutory Liquidity Ratio. 3

12. What are the main achievements of nationalisation of banks in India. 5


Write a brief note on State Bank of India. 5

13. What are the different functions performed by RBI as a Banker of Government? 5

14. Show the differences between capital market and money market. 5


Mention five advantages of Mutual Funds. 5

15. Discuss the advantages of Internet Banking. 5

16. Explain the position of collecting banker as holder for value. 5

17. Distinguish between Endorsement in Blank and Special Endorsement. 5


Write a note on Non-Banking Financial Institutions.  5

18. Discuss the objectives and functions of LICI. 5


Discuss various sources of bank’s own fund.  5

19. Discuss the General utility services rendered by commercial banks. 8


 Write the distinction between RBI and Commercial Bank. 8

20. Discuss the circumstances under which the paying baner can refuse Payment of customer’s cheque. 8

21. Discuss the principles followed by banks in granting loans and advances. 8

22. What are the different types of Financial market? Write a brief note on Foreign Exchange Market. 3+5=8


What is Development Bank? Explain the functions of Development Banks. 2+6=8